') } .amp-carousel-button-prev { background-image: url('data:image/svg+xml;charset=utf-8,Previous ') } .ampstart-dropdown { min-width: 200px } .ampstart-dropdown.absolute { z-index: 100 } .ampstart-dropdown.absolute>section, .ampstart-dropdown.absolute>section>header { height: 100% } .ampstart-dropdown>section>header { background-color: #000; border: 0; color: #fff } .ampstart-dropdown>section>header:after { display: inline-block; content: "+"; padding: 0 0 0 1.5rem; color: #003f93 } .ampstart-dropdown>[expanded]>header:after { content: "–" } .absolute .ampstart-dropdown-items { z-index: 200 } .ampstart-dropdown-item { background-color: #000; color: #003f93; opacity: .9 } .ampstart-dropdown-item:active, .ampstart-dropdown-item:hover { opacity: 1 } .ampstart-footer { background-color: #fff; color: #000; padding-top: 5rem; padding-bottom: 5rem } .ampstart-footer .ampstart-icon { fill: #000 } .ampstart-footer .ampstart-social-follow li:last-child { margin-right: 0 } .ampstart-image-fullpage-hero { color: #fff } .ampstart-fullpage-hero-heading-text, .ampstart-image-fullpage-hero .ampstart-image-credit { -webkit-box-decoration-break: clone; box-decoration-break: clone; background: #000; padding: 0 1rem .2rem } .ampstart-image-fullpage-hero>amp-img { max-height: calc(100vh - 3.5rem) } .ampstart-image-fullpage-hero>amp-img img { -o-object-fit: cover; object-fit: cover } .ampstart-fullpage-hero-heading { line-height: 3.5rem } .ampstart-fullpage-hero-cta { background: transparent } .ampstart-readmore { background: linear-gradient(0deg, rgba(0, 0, 0, .65) 0, transparent); color: #fff; margin-top: 5rem; padding-bottom: 3.5rem } .ampstart-readmore:after { display: block; content: "⌄"; font-size: 2rem } .ampstart-readmore-text { background: #000 } @media (min-width:52.06rem) { .ampstart-image-fullpage-hero>amp-img { height: 60vh } } .ampstart-image-heading { color: #fff; background: linear-gradient(0deg, rgba(0, 0, 0, .65) 0, transparent) } .ampstart-image-heading>* { margin: 0 } amp-carousel .ampstart-image-with-heading { margin-bottom: 0 } .ampstart-image-with-caption figcaption { color: #4f4f4f; line-height: 1.125rem } amp-carousel .ampstart-image-with-caption { margin-bottom: 0 } .ampstart-input { max-width: 100%; width: 300px; min-width: 100px; font-size: 1rem; line-height: 1.5rem } .ampstart-input [disabled], .ampstart-input [disabled]+label { opacity: .5 } .ampstart-input [disabled]:focus { outline: 0 } .ampstart-input>input, .ampstart-input>select, .ampstart-input>textarea { width: 100%; margin-top: 1rem; line-height: 1.5rem; border: 0; border-radius: 0; border-bottom: 1px solid #4a4a4a; background: none; color: #4a4a4a; outline: 0 } .ampstart-input>label { color: #003f93; pointer-events: none; text-align: left; font-size: .875rem; line-height: 1rem; opacity: 0; animation: .2s; animation-timing-function: cubic-bezier(.4, 0, .2, 1); animation-fill-mode: forwards } .ampstart-input>input:focus, .ampstart-input>select:focus, .ampstart-input>textarea:focus { outline: 0 } .ampstart-input>input:focus:-ms-input-placeholder, .ampstart-input>select:focus:-ms-input-placeholder, .ampstart-input>textarea:focus:-ms-input-placeholder { color: transparent } .ampstart-input>input:focus::placeholder, .ampstart-input>select:focus::placeholder, .ampstart-input>textarea:focus::placeholder { color: transparent } .ampstart-input>input:not(:placeholder-shown):not([disabled])+label, .ampstart-input>select:not(:placeholder-shown):not([disabled])+label, .ampstart-input>textarea:not(:placeholder-shown):not([disabled])+label { opacity: 1 } .ampstart-input>input:focus+label, .ampstart-input>select:focus+label, .ampstart-input>textarea:focus+label { animation-name: a } @keyframes a { to { opacity: 1 } } .ampstart-input>label:after { content: ""; height: 2px; position: absolute; bottom: 0; left: 45%; background: #003f93; transition: .2s; transition-timing-function: cubic-bezier(.4, 0, .2, 1); visibility: hidden; width: 10px } .ampstart-input>input:focus+label:after, .ampstart-input>select:focus+label:after, .ampstart-input>textarea:focus+label:after { left: 0; width: 100%; visibility: visible } .ampstart-input>input[type=search] { -webkit-appearance: none; -moz-appearance: none; appearance: none } .ampstart-input>input[type=range] { border-bottom: 0 } .ampstart-input>input[type=range]+label:after { display: none } .ampstart-input>select { -webkit-appearance: none; -moz-appearance: none; appearance: none } .ampstart-input>select+label:before { content: "⌄"; line-height: 1.5rem; position: absolute; right: 5px; zoom: 2; top: 0; bottom: 0; color: #003f93 } .ampstart-input-chk, .ampstart-input-radio { width: auto; color: #4a4a4a } .ampstart-input input[type=checkbox], .ampstart-input input[type=radio] { margin-top: 0; -webkit-appearance: none; -moz-appearance: none; appearance: none; width: 20px; height: 20px; border: 1px solid #003f93; vertical-align: middle; margin-right: .5rem; text-align: center } .ampstart-input input[type=radio] { border-radius: 20px } .ampstart-input input[type=checkbox]:not([disabled])+label, .ampstart-input input[type=radio]:not([disabled])+label { pointer-events: auto; animation: none; vertical-align: middle; opacity: 1; cursor: pointer } .ampstart-input input[type=checkbox]+label:after, .ampstart-input input[type=radio]+label:after { display: none } .ampstart-input input[type=checkbox]:after, .ampstart-input input[type=radio]:after { position: absolute; top: 0; left: 0; bottom: 0; right: 0; content: " "; line-height: 1.4rem; vertical-align: middle; text-align: center; background-color: #fff } .ampstart-input input[type=checkbox]:checked:after { background-color: #003f93; color: #fff; content: "✓" } .ampstart-input input[type=radio]:checked { background-color: #fff } .ampstart-input input[type=radio]:after { top: 3px; bottom: 3px; left: 3px; right: 3px; border-radius: 12px } .ampstart-input input[type=radio]:checked:after { content: ""; font-size: 3rem; background-color: #003f93 } .ampstart-input>label, _:-ms-lang(x) { opacity: 1 } .ampstart-input>input:-ms-input-placeholder, _:-ms-lang(x) { color: transparent } .ampstart-input>input::placeholder, _:-ms-lang(x) { color: transparent } .ampstart-input>input::-ms-input-placeholder, _:-ms-lang(x) { color: transparent } .ampstart-input>select::-ms-expand { display: none } .ampstart-headerbar { background-color: #fff; color: #000; z-index: 999; box-shadow: 0 0 5px 2px rgba(0, 0, 0, .1) } .ampstart-headerbar+:not(amp-sidebar), .ampstart-headerbar+amp-sidebar+* { margin-top: 3.5rem } .ampstart-headerbar-nav .ampstart-nav-item { padding: 0 1rem; background: transparent; opacity: .8 } .ampstart-headerbar-nav { line-height: 3.5rem } .ampstart-nav-item:active, .ampstart-nav-item:focus, .ampstart-nav-item:hover { opacity: 1 } .ampstart-navbar-trigger:focus { outline: none } .ampstart-nav a, .ampstart-navbar-trigger, .ampstart-sidebar-faq a { cursor: pointer; text-decoration: none } .ampstart-nav .ampstart-label { color: inherit } .ampstart-navbar-trigger { line-height: 3.5rem; font-size: 2rem } .ampstart-headerbar-nav { -ms-flex: 1; flex: 1 } .ampstart-nav-search { -ms-flex-positive: 0.5; flex-grow: 0.5 } .ampstart-headerbar .ampstart-nav-search:active, .ampstart-headerbar .ampstart-nav-search:focus, .ampstart-headerbar .ampstart-nav-search:hover { box-shadow: none } .ampstart-nav-search>input { border: none; border-radius: 3px; line-height: normal } .ampstart-nav-dropdown { min-width: 200px } .ampstart-nav-dropdown amp-accordion header { background-color: #fff; border: none } .ampstart-nav-dropdown amp-accordion ul { background-color: #fff } .ampstart-nav-dropdown .ampstart-dropdown-item, .ampstart-nav-dropdown .ampstart-dropdown>section>header { background-color: #fff; color: #000 } .ampstart-nav-dropdown .ampstart-dropdown-item { color: #003f93 } .ampstart-sidebar { background-color: #fff; color: #000; min-width: 300px; width: 300px } .ampstart-sidebar .ampstart-icon { fill: #003f93 } .ampstart-sidebar-header { line-height: 3.5rem; min-height: 3.5rem } .ampstart-sidebar .ampstart-dropdown-item, .ampstart-sidebar .ampstart-dropdown header, .ampstart-sidebar .ampstart-faq-item, .ampstart-sidebar .ampstart-nav-item, .ampstart-sidebar .ampstart-social-follow { margin: 0 0 2rem } .ampstart-sidebar .ampstart-nav-dropdown { margin: 0 } .ampstart-sidebar .ampstart-navbar-trigger { line-height: inherit } .ampstart-navbar-trigger svg { pointer-events: none } .ampstart-related-article-section { border-color: #4a4a4a } .ampstart-related-article-section .ampstart-heading { color: #4a4a4a; font-weight: 400 } .ampstart-related-article-readmore { color: #000; letter-spacing: 0 } .ampstart-related-section-items>li { border-bottom: 1px solid #4a4a4a } .ampstart-related-section-items>li:last-child { border: none } .ampstart-related-section-items .ampstart-image-with-caption { display: -ms-flexbox; display: flex; -ms-flex-wrap: wrap; flex-wrap: wrap; -ms-flex-align: center; align-items: center; margin-bottom: 0 } .ampstart-related-section-items .ampstart-image-with-caption>amp-img, .ampstart-related-section-items .ampstart-image-with-caption>figcaption { -ms-flex: 1; flex: 1 } .ampstart-related-section-items .ampstart-image-with-caption>figcaption { padding-left: 1rem } @media (min-width:40.06rem) { .ampstart-related-section-items>li { border: none } .ampstart-related-section-items .ampstart-image-with-caption>figcaption { padding: 1rem 0 } .ampstart-related-section-items .ampstart-image-with-caption>amp-img, .ampstart-related-section-items .ampstart-image-with-caption>figcaption { -ms-flex-preferred-size: 100%; flex-basis: 100% } } .ampstart-social-box { display: -ms-flexbox; display: flex } .ampstart-social-box>amp-social-share { background-color: #000 } .ampstart-icon { fill: #003f93 } .ampstart-input { width: 100% } main .ampstart-social-follow { margin-left: auto; margin-right: auto; width: 315px } main .ampstart-social-follow li { transform: scale(1.8) } h1+.ampstart-byline time { font-size: 1.5rem; font-weight: 400 } /*----------------custom css----------------*/ @font-face { font-family: 'Raleway'; font-style: normal; font-weight: 700; font-display: swap; 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PHOTO STORY / PRO Kebijakan uang muka 0% membangkitkan bisnis properti tahun ini Jumat, 19 Februari 2021 oleh : Baihaki Pembangunan rumah Pekerja beraktivitas pada proyek pembangunan perumahan Arya Green Tajurhalang di Bogor, Jumat (19/2/2021).(KONTAN/Baihaki) Perumahan baru Pekerja beraktivitas pada proyek pembangunan perumahan Arya Green Tajurhalang di Bogor, Jumat (19/2/2021).(KONTAN/Baihaki) Proyek perumahan Seorang pekerja beraktivitas di area proyek pembangunan perumahan Arya Green Tajurhalang, Bogor, Jumat (19/2/2021).(KONTAN/Baihaki) Area proyek perumahan Seorang pekerja melintas di area proyek pembangunan perumahan Arya Green Tajurhalang, Bogor, Jumat (19/2/2021).(KONTAN/Baihaki) Pembangunan rumah Pekerja beraktivitas pada proyek pembangunan perumahan Arya Green Tajurhalang di Bogor, Jumat (19/2/2021).(KONTAN/Baihaki) Bank Indonesia (BI) telah menetapkan Loan to Value (LTV) dan Financing to Value (FTV) sebesar 100% untuk kredit properti.
Itu berarti, seluruh dana untuk mengambil kredit properti ditanggung 100% oleh bank, dengan kata lain konsumen menanggung 0% alias tidak perlu membayar down payment (DP) atau uang muka.
Kebijakan ini akan berlaku per 1 Maret 2021 hingga 31 Desember 2021. Setelah masa berlaku kebijakan ini habis, maka pada akhir tahun ini akan dilakukan evaluasi untuk menentukan akan diperpanjang atau tidaknya kebijakan tersebut.
Ketua Umum DPP Real Estate Indonesia (REI) Totok Lusida mengapresiasi keputusan bank sentral tersebut. Harapannya, penjualan seluruh pengembang properti bisa bangkit sehinggga perlahan bisa turut membantu pemulihan ekonomi nasional.
Pewarta Foto: Baihaki Editor: Daniel Prabowo